25 NYC-Based Fintech VCs Actively Investing at the Seed Stage

One of New York's most active seed funds, founded and operated in NYC since 2010 with 600+ investments. Lerer Hippeau has backed fintech companies across payments, consumer banking, and B2B financial software — and is one of the first calls for serious NYC founders. Known for being founder-friendly, fast on decisions, and deeply networked into New York's operating community.

NYC-based early stage firm with 380+ investments and a strong fintech track record. FirstMark is known for high conviction, concentrated portfolios and partners who get deep with companies. They look for transformational products — in fintech that means companies rethinking how money moves, how risk is priced, or how financial data is structured.

One of the most active early-stage VCs in the country with $5B+ under management and 800+ investments. Canaan has a strong NYC presence and a fintech track record spanning payments, lending, and financial infrastructure. They back entrepreneurs with visionary ideas and have the resources to support companies from seed through growth.

Peter Thiel-backed venture firm with an explicit fintech thesis — over 50 portfolio companies in financial services alone across 176 total investments. Valar is one of the few funds at this size where fintech isn't just a category, it's the strategy. They back founders globally but have strong NYC roots and look for companies rebuilding financial infrastructure from first principles.

Founded in 2020 by Lee Fixel, Addition invests in early and growth-stage tech companies with a strong fintech portfolio. With 51 fintech investments across payments and financial services out of 130 total, they have one of the highest fintech concentrations of any NYC fund. Moves fast, writes meaningful checks, and has a track record of backing companies that reach scale.

NYC's dedicated first-check VC firm, writing the earliest institutional checks into technical founding teams. Notation focuses on pre-seed and seed, which means they see companies before most other funds and build relationships with founders before the competitive round. For fintech founders who need a first believer in NYC, Notation is one of the best calls to make.

Early-stage NYC fund with an explicit focus on fintech and software companies. Avid Ventures backs exceptional founders building transformative businesses across North America, Europe, and Israel — with fintech as the primary lens. Founded in 2020, they've already built a strong portfolio and are one of the more active seed-stage fintech funds operating out of New York.

New York-based venture firm focused on technology-driven innovation with 99 investments and strong fintech representation. Alpha Edison partners with founders who are building companies that create meaningful change — in financial services that means companies where technology is the core product, not a feature layered on top of an existing workflow.

One of New York's most storied seed institutions, founded in 2008 with 237 portfolio companies. Betaworks operates as both a studio and a fund — they build products and invest in others. Their fintech thesis leans toward consumer-facing financial products and the developer infrastructure underneath them. A Betaworks relationship often opens more NYC doors than the capital itself.

NYC-based early-stage firm investing in FinTech applications of blockchain and financial infrastructure since 2019. New Form Capital makes long-term bets on companies advancing economic networks — payments rails, digital assets, financial connectivity, and the compliance layers that make new financial products viable. 36 fintech investments out of 41 total tells the whole story.

NYC's dedicated early-stage blockchain venture firm, founded in 2017 with 77 investments. Blockchange focuses exclusively on the infrastructure and protocols enabling the next generation of financial services — DeFi, digital assets, payment networks, and regulated crypto products. One of the most experienced blockchain-fintech VCs operating in New York.

Corporate venture arm of NFP, one of the largest insurance brokerage and consulting firms in the US. NFP Ventures brings something most seed investors can't: real distribution into insurance carriers, brokers, and enterprise risk teams. For InsurTech founders, this is a strategic check — they're investing in visionary entrepreneurs and opening the doors their portfolio needs.

One of the few funds in New York with a completely explicit mandate: early-stage B2B fintech and enterprise SaaS. No consumer plays, no crypto-for-crypto's-sake, no generalist portfolio with a few fintech names scattered in. Altari backs founders building financial software for businesses and institutions — compliance tools, treasury management, lending infrastructure, and the SaaS layer on top of financial workflows.

NYC venture capital firm focused on technology in financial services. Armyn Capital backs early-stage companies building at the intersection of software and financial infrastructure — a thesis shaped by deep proximity to New York's banking and capital markets ecosystem. Tight portfolio, direct access to partners, and a network that runs through the financial institutions that matter.

Early-stage fund backed by Andreessen Horowitz and designed to support diverse founders from the earliest stages. Basecamp backs bold entrepreneurs across categories with fintech as a meaningful part of their portfolio. For founders who are underrepresented in traditional VC networks, Basecamp provides both capital and the infrastructure of the a16z ecosystem.

NYC-based VC investing in entrepreneurial, technology-driven innovators in financial services and enterprise software. Allon looks for companies where technology creates a structural competitive advantage — not just a faster version of an existing process, but a fundamentally different way of operating. Good fit for B2B fintech founders with a clear enterprise distribution path.

Founded in 2020 by former Goldman Sachs partners, North Island Ventures brings institutional financial services credibility to crypto and blockchain investing. With 55 investments, they are deeply embedded in the convergence of traditional finance and digital assets — a valuable vantage point for founders navigating regulated crypto markets, tokenized assets, or financial services built on blockchain rails.

NYC venture firm backing the next generation of bold founders in early-stage software, from seed to Series A. Audeo has a hands-on approach and invests in categories where software creates durable competitive advantage — fintech SaaS is a natural fit. Known for staying closely involved post-investment and helping portfolio companies with early enterprise sales.

Early-stage venture firm founded in 2021 focused on accelerating the decentralized future. Archetype backs crypto-native founders building financial protocols, consumer crypto products, and the infrastructure that makes decentralized finance accessible at scale. For founders at the frontier of crypto and financial services, Archetype is one of the most conviction-driven funds in NYC.

NYC early-stage firm investing in the convergence of blockchain and artificial intelligence — two technology curves that are reshaping financial services simultaneously. A100x backs founders building the next wave of fintech companies where AI and decentralized infrastructure intersect: automated compliance, on-chain analytics, AI-powered lending, and intelligent financial agents.

New York-based venture capital firm investing in early-stage tech-enabled companies with a specific focus on backing underrepresented founders for above-market returns. Andav's thesis is simple: the best fintech opportunities are often found in underserved markets, and the founders closest to those problems are the ones most likely to build durable companies. Tight fund, intentional portfolio.

Early-stage NYC fund co-building ventures in fintech, healthtech, and emerging platforms. BAT VC takes an operator-investor approach — they don't just write checks, they work with founders on go-to-market, product architecture, and enterprise sales. Good fit for seed-stage fintech founders who need hands-on support alongside capital.

NYC investment firm focused on technology-enabled innovation in sectors with complex regulatory dynamics, network effects, and high barriers to entry — a description that fits a large portion of the fintech landscape. Arena invests at seed and looks for companies where technology creates defensible competitive advantages in industries where incumbents have structural weaknesses.

NYC-based early-stage fund that invests at the very beginning — often when companies are still finding their footing. Basement Fund has 31 investments and a lean, founder-first approach. For fintech founders who are pre-traction but have a clear point of view on the problem they're solving, Basement is worth an early conversation.

A $200M+ early-stage fund focused on accelerating development and innovation across the blockchain and crypto-fintech ecosystem. Blizzard has 60 investments and backs founders building the applications, protocols, and financial infrastructure that bring blockchain-based financial services to mainstream adoption. For founders at the intersection of DeFi and regulated finance, this is one of the better-resourced NYC funds to know.